U.S. stablecoins just got their regulatory green lightâand it changes everything for builders
Milestone unlocked: Stablecoins are no longer a grey area. The U.S. just passed the GENIUS Act. That means compliant, on-chain dollars are now part of federal law. For builders, itâs go time.
Yesterday, the GENIUS Act passed the U.S. Houseâmarking the biggest leap forward for stablecoin adoption to date. For years, developers and platforms have operated in a limbo of uncertainty. That ends now.
With bipartisan support and a 68-30 Senate vote already locked in, this act lays the groundwork for a regulated, trillion-dollar stablecoin economy.
And if youâre building with Stellar, USDC, or on Trustless Work, this isnât just newsâitâs a greenlight.
đ§ą What the GENIUS Act Unlocks
Regulatory clarity for USD-pegged stablecoins.
Permissionless innovation for compliant issuers.
Credibility for builders shipping real-world flows.
At Trustless Work, weâve always believed in programmable, transparent, non-custodial paymentsâand now the U.S. framework aligns with that thesis. Hereâs what it means in practice:
- đ 1:1 reserves and public attestations make stablecoins safer and more usable for real-world payments.
- đ§Š Interoperability mandates open the door for infrastructure like Trustless Work to plug into wallets, banks, and payment rails.
- đď¸ More issuers = more flows: banks, fintechs, and platforms can now launch their own stablecoinsâand theyâll need escrow logic to match.
đ LATAM: The Next Frontier for Compliant Stablecoins
For the Latin American ecosystem, this is huge. With over $150B in annual remittances and widespread distrust in local currencies, USD-backed stablecoins are already in high demand.
Whatâs been missing?
đŤ Clarity.
đ§ž Credible issuers.
đ Tools that abstract the hard parts.
Now with the GENIUS Act, builders in LATAM can:
- Launch regulated cross-border flows in hoursânot months
- Build remittance dApps, microcredit rails, or crowdfunding platforms with U.S.-backed assets
- Integrate with PayPal, Circle, or any GENIUS-compliant issuer via the Stellar network
Weâre especially excited about USDC on Stellar and new entrants like PYUSD, which just announced they will be joining the Stellar ecosystem.
đ For Builders: Infra Just Got a Mandate
If youâre building escrow flows, compliance tooling, or payment middlewareânow is the time to go all-in.
The GENIUS Act sets a high bar for transparency, reserve quality, and auditability. That means new demand for infra like ours:
- Escrow APIs for milestone-based payments
- Proof-of-reserve attestation tools
- AML/KYC modules built for Stellar and open finance
At Trustless Work, we donât hold your moneyâwe provide the logic. And that logic just became foundational infrastructure for the next wave of stablecoin innovation.
đŻ Whatâs Next
As the bill moves to final reconciliation and signing, hereâs what weâre focusing on:
- đ Supporting U.S.-compliant stablecoins across Stellar and other networks
- đ§Ş Helping LATAM builders go from idea to escrow in a day
- đ Onboarding platforms and devs who want to build trust into payments from day one
If you're building in this spaceâwe want to support you.
đ Developer Quickstart
đ Get your first escrow live on testnet
Welcome to the regulated stablecoin era.
Letâs make sure itâs not just compliantâbut programmable.
â The Trustless Work Team